Built for the trust your circle runs on
Money apps live or die on trust. Jamiya ships privacy defaults and audit trails that let your circle operate in the open — with sensitive details kept where they belong.
Private by default
Private savings circles are readable only by members. The invite-code preview surface exposes a deliberately narrow slice — never bank details or Stripe identifiers.
You hold the money
Jamiya never custodies funds. Card payouts run through your own Stripe Connect account; manual payouts stay between your treasurer and the winner.
Every action audited
Join, leave, contribute, draw, dispute, payout — every material action is recorded with timestamp and actor. Export it when you need proof.
Draws you can prove
Random draws persist their seed and ship a fairness record. Sequential and bidding draws leave an immutable audit trail of bids and outcomes.
Rights and controls you have
- Export your data
- Any member can request a machine-readable export of their savings circles, contributions, draws, and messages.
- Delete your account
- Closing your account wipes personal data, redacts your participation in circle history, and revokes payout routing.
- Control your notifications
- Choose push, WhatsApp, or SMS per event type. Mute a savings circle without leaving it.
- See exactly what you signed
- In-app viewer for current and prior versions of the Privacy Policy and Terms of Service. Re-consent prompts when something material changes.