Notes on rotating savings
Product updates, stories from savings circles around the world, and the occasional deep dive into how Jamiya works under the hood.
Apr 20, 2026 · The Jamiya team
Why we built Jamiya
Rotating savings circles run half the world — and almost none of them run on software that was built for them. Here's why we decided to change that.
Apr 18, 2026 · The Jamiya team
What is a ROSCA? A plain-English guide to rotating savings circles
Learn how rotating savings and credit associations (ROSCAs) work, why communities use them, and how they differ from loans or group chats — plus what to look for in a fair circle.
Apr 16, 2026 · The Jamiya team
Fair draws and trust: running a savings circle people believe in
Random, sequential, and bidding draws each have trade-offs. Here is how transparency, records, and clear rules keep rotating savings circles credible — and how Jamiya supports verifiable outcomes.
Apr 14, 2026 · The Jamiya team
Kameti, tanda, susu, chama: savings circle names around the world
From kameti and tanda to susu, chama, and stokvel — a quick map of regional names for rotating savings circles (ROSCAs) and how Jamiya respects local vocabulary.
Apr 12, 2026 · The Jamiya team
Why your savings circle outgrows a group chat (and what to do next)
WhatsApp and SMS are fine for reminders — weak for ledgers. Here is when to move to a dedicated record of contributions, draws, and payouts, and what to look for in an app.