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Jamiya
Pricing

Free for members. Free for your first five circles.

Jamiya is always free for members. Admins start their first five savings circles on the house; from your sixth circle onward, a small per-circle platform fee applies when you activate it. It’s a one-time charge per savings circle — no subscriptions, no per-round charges, no member billing.

First five circles

Every admin starts here.

Free

  • Your first five savings circles — no card required
  • Every feature unlocked from day one
  • Members never see a bill from Jamiya
  • Counted per admin; from circle six onward each new circle carries the per-circle fee below
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Per-circle platform fee

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Applies to every savings circle you start from your sixth onward.

0.5% of round pot, per circle

  • Charged once per savings circle, the moment you activate it — not per round, not per month
  • Billed in the circle’s own currency
  • Floor of about $5 (or local equivalent) so tiny circles still cover processing
  • Cap of about $500 (or local equivalent) so very large circles don’t spiral
  • Pick "I’ll cover it" or "Split with my group" — you can switch any time
  • Prorated refund available if the circle doesn’t complete round three
See how it works

Orchestrated payments

Optional add-on — not a second Jamiya fee. Stripe-powered payouts when your circle wants cards.

Processor fees only (no Jamiya markup)

  • Same 0.5% per-circle platform fee as above — orchestration does not add another Jamiya charge
  • Skip this tier entirely if your group settles contributions and payouts outside the app (tracking-only)
  • Onboard your treasurer to Stripe Connect when you opt in
  • Card settlement for winner payouts
  • Per-member payout instructions
  • Stripe’s processing fees pass through at cost; Jamiya does not mark them up
Talk to us

The 0.5% platform fee is a per-savings-circle charge, billed once at activation. Jamiya never holds your money and never charges members directly. Free in select markets while we expand our payment rails. If the platform fee ever changes, we’ll announce it on this page before it takes effect.